ABOUT ME
Renato Bucalis a.k.a Kedy Payonaryo is a financial educator, planner, speaker, and investor in top corporations in the Philippines.
He was a "Full time Financial Educator" with International Marketing Group (IMG) using his experienced in financial industry to share the right way of saving and investing.
Today, he helps turn spenders into savers, savers into investors and become entrepreneurs.
Certified Associate Financial Planner AFP® by RFP Philippines , for the necessary skills sets and knowledge in personal financial planning.
A life licensed Underwriter with Manila Bankers Life.
FILIPINO'S ARE NOT REALLY PLANNER
I think as Filipinos, we’re not really planners. Hindi tayo nagpaplano at very important yun. Beginning with that end in mind.
- What are your dreams?
For example, lets focus on the OFW’s. so may pangarap sya, and normally I tell alot of OFWs.. ano ba talaga ang mga yun?
They always start with, educating children- gusto kong paaralin ang mga anak ko. And I want a great home for my family, and I'll probably want capital for my business... right.
So all of these are dreams gusto nya Pero hindi nya pinaplano.
Ang gagawin nya, aalis sya, kikita sya ng mas malaki, hoping he can fulfill the dreams.. but you know what, when he’s there things change. His own spending habits change, because he is earning more money....
IF AN OFW, REALLY PLANS THINGS EVERYTHING OUT, its very different.
Kase bago sya umalis.. kailangan ganito... ilang taon ba ako talaga sa labas? What are my dreams? How do I fulfill it?
So aalis ako and I hope I can get out there between 10-15yrs, because in 10-15years, I am done with all my dreams and I can get back to take care of my children not other people’s children. But you see they don't do that.
They have a one way ticket abroad. And once they get there, they immediately get into the life that's there.
It is time to make a change by helping OFWs get into wealth management programs, saving programs starting with Financial literacy.
Ang usapan sa Financial Education & Planning; You will have to set forth what you want to happen... in X number of years.
You have to make your dreams become your goals.
How do you do that? By creating timelines.
- When do they happen?
- How can they happen?
Welcome to IMG
At IMG, we provide a wealth of exclusive benefits – from unparalleled financial education to diverse investment opportunities, healthcare access, and even lifetime membership privileges. We believe in empowering individuals with the knowledge and tools necessary to take charge of their financial destinies. We turn into realities and dreams into achievements. Our platform isn't just about financial empowerment; it's a transformative journey towards securing your future.
Join us on this incredible journey towards financial freedom, personal development, and creating a lasting impact. Discover the power of IMG and unlock the doors to a world of opportunities waiting for you!"
WHO IS INTERNATIONAL MARKETING GROUP OR IMG?
IMG is a new concept in the financial industry that assists people who want to help themselves in building their financial foundation.
We want to deliver a financial wake up call to many Filipinos. Get educated in all aspect of financial concept. IMG is a total financial solution. We want to educate 30M Filipinos become Financially Educated by the year 2030.
WHY CHOOSE IMG
ONE STOP SHOP BROKERAGE
From do-it-yourself, to self-booking travels, shopping on eBay and amazon, and being a member of COSTCO or S & R Shopping, Landers Superstore Membership Shopping, SM Advantage and more, people are learning how to get a a better deal and save more money on products and services through membership.
Philippine code
₱6000
One time membership and yearly accreditation license renewal for only ₱1,500. Put the code 1062TW to register.
Taiwan code
NT$
5500
One time membership and yearly accreditation license renewal for only ₱1,500. Put the code 1062TW to register.
Other countries
$180-200
One time membership and yearly accreditation license renewal for only ₱1,500. Click the button below and put the code 1062TW to know the price on your country of residence.
Senator Raffy Tulfo
Due to a lack of Financial Knowledge, a great number of Filipinos especially OFW's are exploited and swindled off their hard-earned money and return home to their families empty handed.
STEADILY SAVING
Where to Keep Your Savings | Grow Money Steadily
It’s not enough to just save money – it’s also important to invest it in the right manner so that it grows in value. Whether you’re saving up for a short-term, mid-term or long-term goal, it’s important to consider where you should put your money so that it can grow steadily but also be accessible to you when you need it the most.
BE PART OF THE 30 MILLION FINANCIALLY EDUCATED FAMILIES BY THE YEAR 2030.
GET EDUCATED & BE YOUR OWN MONEY MANAGER.
•Knowing less can cost more.
•Understand how money works.
•Make money work for you.
Do you know about Kaiser Healthcare?
Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years.
DO YOU KNOW ABOUT INVESTMENT?
MUTUAL FUND & STOCK MARKET
"An investment in knowledge always pay the best interest."
Investing can be a valuable strategy for building wealth and achieving long-term financial goals. Dream big, start small but most of all start. We have the best partner with the Rampver Financials.
Do you know about Manila Banker's Life?
Preparation through education is less costly than learning through tragedy.
